Disney Credit Card: Yay or Nay?

Is the Disney Credit Card Worth It?

  • Yay

    Votes: 1 33.3%

  • Nay

    Votes: 2 66.7%
  • Total voters
    3
Chip

Chip

Neighborhood Chipmunk
Apr 16, 2024
40
6
How much does having a Disney credit card enhance a Disney World Trip? I am debating whether or not to get one.
 
You do get bonus like picture spots in EPCOT to meet characters, so there's that.

Then you also get rewards if that's your thing - plus your credit card is literally a disney design.

The Disney Credit Card is thru Chase, so just remember the 5/24 rule, 5 credit cards apps every 2 years.
 
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ooooo what's the 5/2 rule? Does it only apply to Chase folks?
 
josh said:
ooooo what's the 5/24 rule? Does it only apply to Chase folks?
Click to expand...
The Chase 5/24 rule is an unofficial policy that prevents Chase from approving credit card applications from people who have opened five or more personal credit cards in the last 24 months. This includes credit cards from any issuer, not just Chase.

Exceptions to this would be a business credit card, as that is not against your personal 5.
 
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